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"I can't afford to pay my debts anymore, what should I do?"

Writer's picture: Jacheal LimJacheal Lim

Mr. Amran was determined to find a solution to his problems. He had asked his colleagues, but they began to distance themselves as he frequently sought to borrow money. One day, he came across an advertisement for Jenson Agency, claiming to help people overcome financial problems through their refinancing programs.


Without hesitation, Mr. Amran contacted Jenson Agency and scheduled an appointment. During the meeting, he explained his problems. High commitments were not the only issue he faced; Jenson Agency tried to help him with various suggestions, including refinancing his house. However, Mr. Amran mentioned that his house in Kuala Lumpur was not yet ten years old.


After hearing Mr. Amran's problems, Jenson Agency started planning a strategic plan to solve his issues. They proposed a solution by implementing the "Protect My Home Program" to settle debts with the bank and apply for refinancing to cover outstanding debts and provide extra funds for personal use.


Once the proposed solution received approval from Mr. Amran, Jenson Agency began implementing their strategic plan step by step, and everything went smoothly as planned. As a result of their solution, the debt from Mr. Amran's personal loan, which had increased to RM80,359, was successfully settled through the Home Refinancing Loan, and he also received an additional RM19,600 for personal use.


With this, Mr. Amran's name was clear of any previously borne debt, and his monthly commitments were successfully reduced. He also improved his CCRIS and CTOS records. Now, he doesn't need to worry about applying for any loans in the future, as his records have returned to normal. Not only that, but Jenson Agency also provided financial advice on managing debt wisely to ensure Mr. Amran doesn't get trapped in high debt problems again.

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