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Exceeding Your Expectations
![Suburb Houses](https://static.wixstatic.com/media/11062b_70352b9c7b114f67a7628105da8e2057~mv2.jpg/v1/fill/w_242,h_177,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/11062b_70352b9c7b114f67a7628105da8e2057~mv2.jpg)
Housing Refinance
New House/
Subsales
![Untitled design.png](https://static.wixstatic.com/media/fd8087_fb8725cbe51942b18974b3362fb57088~mv2.png/v1/fill/w_213,h_213,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/fd8087_fb8725cbe51942b18974b3362fb57088~mv2.png)
First time home buyer
![3.png](https://static.wixstatic.com/media/fd8087_8da29acb04094bbca099f4ff5c20a4ca~mv2.png/v1/fill/w_213,h_213,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/fd8087_8da29acb04094bbca099f4ff5c20a4ca~mv2.png)
Debt Consolidation
House Loan Refinancing
Home Refinancing, or Home Loan Refinancing, is the process of replacing an existing home loan with a new one to secure better interest rates, lower monthly installment payments, and obtain a Cash-Out option to settle current home debts, old debts, or purchase a second home.
What are the advantages of Home Refinancing?
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Consolidate your debts
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Reduced interest rates
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Improved credit records
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Get cash flow (Cash-Out)
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Without selling the house
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Monthly commitments reduced by 75%
![2.png](https://static.wixstatic.com/media/fd8087_1ee25666ac524824b65e0534ffa965ea~mv2.png/v1/crop/x_61,y_0,w_379,h_351/fill/w_243,h_193,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/2.png)
![muslim-friend-eating-together-iftar-ramadan_edited_edited_edited.jpg](https://static.wixstatic.com/media/fd8087_461ec1e6f3eb4c849f888b2d6dad5255~mv2.jpg/v1/crop/x_230,y_0,w_1998,h_2000/fill/w_243,h_237,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/muslim-friend-eating-together-iftar-ramadan_edited_edited_edited.jpg)
Debt Consolidation
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What are the advantages of Debt Consolidation
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Save on interest rates
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Reduce monthly commitments
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Lower your Debt Service Ratio (DSR)
New House
A new house is also known as an under-construction house. It can refer to a house that is currently being built (under construction) or a house that is fully completed, waiting for the new homeowner to move in.
What are the advantages of New House?
![Untitled design.png](https://static.wixstatic.com/media/fd8087_fb8725cbe51942b18974b3362fb57088~mv2.png/v1/fill/w_227,h_227,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Untitled%20design.png)
![Untitled design.png](https://static.wixstatic.com/media/fd8087_ec9ee6bfa85b4b659fefed4aa378158b~mv2.png/v1/fill/w_197,h_197,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Untitled%20design.png)
Debt Consolidation is the process of combining existing debts into a single loan. By obtaining a lower interest rate, it reduces the amount of monthly payments and facilitates financial management, allowing you to pay off your debts more quickly.
![Untitled design.png](https://static.wixstatic.com/media/fd8087_8e413c357e7342f2860eb4e234814681~mv2.png/v1/fill/w_208,h_208,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Untitled%20design.png)
![Service_3.png](https://static.wixstatic.com/media/fd8087_40d20f3621604a1193ac9f8babcae714~mv2.png/v1/fill/w_215,h_149,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Service_3.png)
Subsales House
Subsale house also known as second-hand house, where they have been purchased by buyers from the developer. Subsale house is a used properties sold in the secondary market. Unlike new properties or under-construction properties, subsale properties have existing owners who previously bought them from the developer during the property launch.
![Untitled design.png](https://static.wixstatic.com/media/fd8087_500947eb210941d28afec4fefb45d883~mv2.png/v1/fill/w_215,h_215,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Untitled%20design.png)
What are the advantages of Subsales House?
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Negotiation of price is possible
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No waiting period to acquire the house
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Ability to evaluate the surrounding area
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Can identify any existing damages to the house beforehand
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New house
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Modern home designed
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The property value will increase
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The property value will increase